Tulsa Flood Damage Claims Lawyers

Why Choose Our Tulsa-Based Services?

Flood damage can wreak havoc on your property and finances, and often, the help of insurance is your lifeline to recovery. But what happens when the insurance company undervalues your claim or denies it altogether? That’s where the lawyers at Holbrook Leavitt & Associates PLLC come in. 

We’re based in Tulsa, and we work with property owners in Broken Arrow, Oklahoma City, Norman, Edmond, and throughout the state of Oklahoma. Moreover, we work on contingency, so we only collect a fee if we first get you a settlement. Our firm is committed to standing by your side through every step of the process, offering both in-person and virtual consultations to accommodate your schedule. 

Call (918) 992-2330 or contact us online today to schedule a free consultation.

How We Can Help Maximize Flood Damage Settlements

Here are just a few of the reasons it’s a good idea to get our office involved sooner rather than later: 

Understanding Complex Policy Language

Flood insurance policies are notorious for their dense, complicated terms and conditions. These policies often contain exclusions, limits, and specialized clauses that laypeople might not fully understand. For instance, an insurer might argue that your damage was caused by “rising groundwater” rather than flooding, using these technicalities to deny you coverage.

We’ll be familiar with how to decipher this language and pinpoint where the insurer may be misinterpreting or acting in bad faith. Our team continuously updates our knowledge on insurance policy changes and legal precedents that could impact your claim. This proactive approach ensures that we can advocate effectively on your behalf, making sure that you receive a fair assessment and due compensation for your losses.

Conducting Thorough Investigations

Insurance companies may conduct their assessments of flood damage, but what they provide is not always the full picture. Our lawyers, on the other hand, approach the claim with your best interests in mind. We can collaborate with experts such as engineers, contractors, or flood damage specialists to perform an independent assessment of the damage.

This detailed evaluation not only identifies the costs of visible repairs but also accounts for hidden damage that insurers might overlook, such as mold growth, foundation shifts, or water-compromised electrical systems.

Establishing the Full Scope of Damages

Flood damage isn’t just about what you can see. A thorough settlement should also account for losses that are often underestimated, including the long-term effects of water damage and personal property losses. It can also include expenses such as temporary relocation, cleanup costs, and even diminished property value.

We work on these cases every day and know what factors must be considered in a truly fair settlement.

Exposing Bad Faith Practices

Insurers have a duty to act in good faith when handling your claim. If they fail to investigate properly, delay unnecessarily, or deny your claim without justification, they may be acting in bad faith. Our dedicated team knows how to identify this behavior and hold insurance companies accountable.

For instance, if an insurer refuses to explain why your claim was denied or continues to demand unreasonable amounts of documentation, we can step in and file a bad-faith lawsuit if warranted.